The platform is regularly tested and upgraded to ensure a secure and reliable investment and fundraising experience.
We ensure the fundraising and investing processes are in compliance with regulatory requirements.
Guiding businesses to enable them to raise funds successfully and in compliance to the rules and regulations
Investing in startups and SMEs is no longer only for the wealthy, but accessible to all with a keen interest in supporting promising startups and SMEs and growing your investment
Crowdfunding offers everyone the opportunity to diversify from traditional investment opportunities and opens a new set of higher risk, higher return investment opportunities. You can spread your investments across a range of campaigns to spread your risk and ensure healthy returns.
Wadiaa is an Omani Fintech company engaged in Crowd-funding/ Crowd-lending activities with focus on Equity and Loan-based funding for small and medium enterprises.
We enable promising startups to raise funds for growth by enabling them to run fundraising campaigns on the Wadiaa platform. We also enable investors from the general public, investment houses, Angel investors and VCs looking for investing in startups and SMEs to find promising startups, review their potential and invest in these fundraising campaigns amounts they can afford. Upon completing a successful funding campaign, we transfer the fund to the startup company.
Presently, we are offering equity crowdfunding. So, investors can invest in startups in return for shares in the startup.
We try to be selective in the type of companies fundraising on the Wadiaa platform. Although the industry sectors may vary, we aim to give investors a wide range of business sectors to invest in. Some of the more popular ones include e-Commerce, Fin-tech, Health-tech, F&B, services, among others. Please search for the sectors that you are most interested in.
The Wadiaa platform itself is regulated and built to ensure a safe and secure investment experience for our customers. However, investing in startups is high risk as startups have a higher failure rate than established companies. Hence, if the startups fail, you can lose all of your invested money. Also, there is no immediate secondary market to sell your shares. You only get your returns when the startup grows and gets acquired or issue an initial public offering (IPO). Hence, do your own due-diligence before investing and only invest amounts that you can afford to lose.
www.wadiaa.com is a website owned and operated by AL WADIAA FOR COMMERCIAL OPERATIONS (“WADIAA”), a company formed under the commercial laws of the Sultanate of Oman and offering a crowdfunding marketplace, regulated by the Capital Markets Authority (CMA) of Oman.
By accessing this site and any pages on this site, you agree to be bound by our Terms of Use and Privacy Policy, as may be amended from time to time without notice or liability.
Investments on WADIAA are speculative, illiquid and involve a high degree of risk, including the possible loss of your entire investment. Potential Investors must therefore ensure that you clearly understand the high risk involved and ensure that you are in a financial position to bear the loss of the entire amount of your investment. You must also ensure that you are within the regulatory limits for this type of crowdfunding as per your country of residence.
All investment opportunities made available on WADIAA’ s online marketplace is offered directly from the Fundraiser/ Issuer to the Investor. All securities listed on this site are being offered by the Issuer and all information included on this site is the responsibility of the Issuer of such securities.
Any securities offered on this website have not been recommended or approved by any government body or regulatory authority. WADIAA is neither an investment advisor, nor a registered broker-dealer. WADIAA and its affiliates do not provide any investment advice or recommendation and do not provide any legal or tax advice with respect to any securities.
Investors, while making their investment decision, must rely on their own thorough examination of the Fundraiser/ Issuer, the risks and merits involved, as well as the terms of the offering.
The Fundraiser/ Issuer is fully responsible for the accuracy and completeness of information provided to WADIAA as well as the information displayed on the Campaign pages. Although WADIAA does conduct its own due diligence to ensure the most genuine and best investment opportunities are offered to our investors. This is by no means comprehensive. Hence, WADIAA does not verify the adequacy, accuracy, or completeness of any information. Neither WADIAA nor any of its agents, employees, officers, or directors makes any warranty, express or implied, of any kind whatsoever related to the adequacy, accuracy, or completeness of any information on this site or the use of information on this site.
Fundraisers
Potential fundraisers are strongly advised to consult their legal, tax and financial advisors before fundraising on WADIAA. The securities that you wish to offer must comply with the legal and regulatory requirements in the jurisdiction of registration of the company. You must also ensure that the jurisdiction does not have any restriction to acceptance of funds from the Sultanate of Oman; it is solely your responsibility to comply with the laws and regulations of your company’s jurisdiction as well as that of the Sultanate of Oman.
Retail Investors
You cannot be categorized as neither a sophisticated nor angel investor
Investment Limit: Up to RO 3,000 (Three Thousand Omani Rial) per Campaign and not exceeding RO 20,000 (Twenty Thousand Omani Rial) within a twelve (12)month period.
Angel investors
Your total net personal assets exceed RO 300,000 (Hundred ThousandOmani Rial) or its equivalent in foreign currencies; orr
Your gross total annual income is not less than RO 20,000 (Twenty Thousand Omani Rial) or its equivalent in foreign currencies in the last twelve (12) months; or
You, jointly with your spouse, have a gross total annual income exceeding RO 30,000 (Thirty Thousand Omani Rial) or its equivalent in foreign currencies in the last twelve (12) months.
Investment Limit: Up to RO 100,000 (One Hundred Thousand Omani Rial) forEquity Crowdfunding within a twelve (12) month period.
Sophisticated Investors
Your total net personal assets or total net joint assets with his or her spouse exceed RO 500,000 (Five Hundred Thousand Omani Rial) or its equivalent inforeign currencies, excluding the value of the individual’s primary residence; or
Your gross total annual income is not less than RO 30,000 (Thirty Thousand Omani Rial) or its equivalent in foreign currencies in the last twelve (12) months; or
You, jointly with your spouse, have a gross total annual income exceeding RO 50,000(Fifty Thousand Omani Rial) or its equivalent in foreign currencies in the last twelve(12) months.
Investment Limit: No restrictions.
Retail Investors
You cannot be categorized as neither a sophisticated nor angel investor
Investment Limit: Up to RO 3,000 (Three Thousand Omani Rial) per Campaign and not exceeding RO 20,000 (Twenty Thousand Omani Rial) within a twelve (12)month period.
Angel investors
Your total net personal assets exceed RO 300,000 (Hundred ThousandOmani Rial) or its equivalent in foreign currencies; orr
Your gross total annual income is not less than RO 20,000 (Twenty Thousand Omani Rial) or its equivalent in foreign currencies in the last twelve (12) months; or
You, jointly with your spouse, have a gross total annual income exceeding RO 30,000 (Thirty Thousand Omani Rial) or its equivalent in foreign currencies in the last twelve (12) months.
Investment Limit: Up to RO 100,000 (One Hundred Thousand Omani Rial) forEquity Crowdfunding within a twelve (12) month period.
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