Startups and Small and Medium Enterprises (SME) tend to come up with the latest and most exciting products and services based on our society’s evolving needs.

On the WADIAA Platform, you get to buy a share of some of the most promising startups and SMEs. By owning a share of the company, in time, if and when the company becomes a success, your share in the business will be worth a whole lot more.

Startup investments are generally categorised as high risk investments. Startups are in their very early stages of development and many factors contribute to their early success or failure.
In general, startups have a higher likelihood of failure than established businesses. If a startup fails, you can lose all of your invested amount in that business. Hence, invest only amounts you are willing to and can afford to lose.

Retail Investor (Non-Accredited): An investor who is neither an angel nor a sophisticated investor.
Investors may invest subject to the investment limits imposed by the Capital Markets Authority (CMA) of Oman

Angel Investor (Accredited): An investor who qualifies for one or more of the following three requirements:
1. Your total net personal assets exceed USD 780,000 (Seven Hundred and Eighty Thousand) / OMR 300,000 (Three Hundred Thousand) or its equivalent in foreign currencies; or
2. Your gross total annual income is not less than USD 52,000 (Fifty-Two Thousand) / OMR 20,000 (Twenty Thousand) or its equivalent in foreign currencies in the last twelve (12) months; or
3. You, jointly with your spouse, have a gross total annual income exceeding USD 78,000 (Seventy-Eight Thousand) / OMR 30,000 (Thirty Thousand) or its equivalent in foreign currencies in the last twelve (12) months.

Sophisticated Investor (Accredited): Can be of the following 2 sub-categories
(A) An Institutional Investor that qualifies as one of the below types of institution:
1. Units of the administrative status of the Government.
2. Entities licensed by the Capital Markets Authority (CMA) of Oman including capital market institutions, companies operating in the field of securities, insurance, and Takaful Companies.
3. Financial institutions licensed by the Central Bank of Oman.
4. Pension funds.
5. A company or investment fund with total assets exceeding USD 2,600,000 (Two Million and Six Hundred Thousand) / OMR 1,000,000 (One Million) or its equivalent in foreign currencies.
OR
(B) High Net Worth Individuals (HNWI) who qualifies for one or more of the following three requirements:
1. Your total net personal assets or total net joint assets with your spouse exceed USD 1,300,000 (One Million and Three Hundred Thousand) / OMR 500,000 (Five Hundred Thousand) or its equivalent in foreign currencies, excluding the value of  your primary residence; or
2. Your gross total annual income is not less than USD 78,000 (Seventy-Eight Thousand) / OMR 30,000 (Thirty Thousand) or its equivalent in foreign currencies in the last twelve (12) months; or
3. You, jointly with your spouse, have a gross total annual income exceeding USD 130,000 (One Hundred and Thirty Thousand) / OMR 50,000 (Fifty Thousand) or its equivalent in foreign currencies in the last twelve (12) months.